Monthly Finance Budget Tracker PDF – Income, Expenses, Savings, Debt & Investments – Net Balance Worksheet – Christian Digital Planner Page

Take control of your finances with this Monthly Finance Budget Tracker PDF—a simple, intentional budgeting page pulled from the Living in Light faith-based planner. Designed to help you steward your income wisely, this printable or digital worksheet makes it easy to track your income, expenses, savings, debt, and investments—all in one place.

At the bottom, you’ll find a net balance section to calculate what’s left after monthly expenses, helping you stay mindful and faithful in your financial decisions.

Sections Included:

• Income Sources – List and total all income streams

• Monthly Expenses – Track your spending across categories

• Savings Goals – Record your progress toward what matters most

• Debt Tracking – Stay aware of what you owe and what’s paid down

• Investments – Note contributions or growth

• Net Balance Calculation – Subtract expenses from income for a clear financial snapshot

Perfect for personal budgeting, digital planning, or printing for your monthly binder—whether you’re just starting your financial journey or staying on top of your stewardship.

Product Details:

• 1-page high-resolution PDF

• Clean, minimal layout in Living in Light’s calming aesthetic

• Easy to print or use with GoodNotes, Notability, etc.

• Instant digital download – no physical product will be shipped

Perfect For:
Faith-based budgeting | Monthly expense tracking | Digital planners | Christian finance tools | Personal money management

Steward Your Finances. Stay Intentional. Live in the Light.

Please Note: This is a digital product — no physical item will be shipped. All sales are final. This download is for personal use only and may not be shared, resold, or used for commercial purposes. Thank you for honoring our work!

Disclaimer: Below this listing we show a flipbook for our physical planners, we have made a few changes to the calendar page on the digital version. The calendar page is displayed on one page versus the 2 page spread. Download may take up to 30 minutes to 1 hour to send to your email after order confirmation! Please also note that orders are manually fulfilled, so any orders after 11pm may not be fulfilled until the next morning!

Hyperlinked Navigation: Easily move between sections with an index and a home button accessible on every page.

Monthly Sections: Each month includes an undated calendar (Month name and days of the week listing- Sunday start on calendar and Monday start on weekly overview), a monthly challenge, Bible verse to memorize, gratitude prompts, and priorities for this month and next.

Faith-Focused Tools: Includes pages for prayer requests, sermon notes, fasting reflections, and Bible study to deepen your spiritual journey.

Goal Setting & Tracking: Set three intentional goals each month and track your progress as you align your plans with God’s purpose.

Creative Space: Includes dotted and lined pages for brainstorming, journaling, or additional notes.

Special Sections: Reflect on dreams and visions, track tithing and offerings, and explore 12 unique fasting pages with guided prompts.

Prayer Board: Add your personal images for the year and pray over them, keeping loved ones and goals close to your heart.

Whether you’re setting goals, managing your time, or growing closer to God, this planner is the perfect companion to stay grounded in faith. Download it now and start planning your days with purpose!

Front of the Planner:

• 1 Prayer Board (New addition)
• 3 Recipe pages
• 3 Contact pages
• 1 Armor of God page

Monthly Sections:
Each month includes:

• 1 Monthly Calendar
• 1 Follow-up page (for priorities, gratitude, grocery list, etc.)
• 5 Sets of Weekly Overview pages
• 1 Prayer Request page
• 1 Monthly Goals page
• 1 Monthly Finances page
• 1 Meeting Notes page
• 5 Sermon Notes pages
• 3 Bible Study Notes pages
• 2 Dotted Note pages
• 2 Lined Note pages

End of the Planner:

• 1 Tithe Tracker
• 1 Offerings/Giving Tracker
• 2 Dreams and Visions pages
• 12 Fasting Reflection pages
• 4 Guided Prayer pages
• Extra note pages

Compatibility:
This digital planner works seamlessly with popular apps like GoodNotes and Notability, making it easy to customize and use on your favorite device.

Digital stickers sold separately (coming soon).

No Cancellations After Purchase:
Once your order is placed, cancellations are not permitted. Please ensure all details are correct before purchasing.

Do Not Share or Distribute:
This product is for personal use only. Sharing, distributing, or reselling the file in any format is prohibited.

Digital Product Disclaimer:
This is a digital download. No physical product will be shipped.

Non-Refundable:
Due to the nature of digital products, all sales are final and non-refundable.

Contact for Support:
If you encounter any issues or have questions, feel free to reach out, we are happy to help!